Q Are deposit accounts FDIC insured?
A Yes! FDIC deposit insurance has been temporarily increased to $250,000 per depositor through December 31, 2013

Q How do I set up Direct Deposit of my payroll check?
A After your checking application has been approved, you will receive 's routing and transit number and your account number. If your employer participates in a direct deposit program, simply provide this information to the human resources or payroll department at your company, and your direct deposit will usually begin within thirty days.

Q How do I set up Direct Deposit of my Social Security check?
A After your checking application has been approved, you will receive 's routing and transit number and your account number. Simply contact us, and have your Social Security Number and account information available to set up your direct deposit right over the phone.

Q Can I get information about my account by phone?
A Yes! Account information is available 24 hours a day by calling 238-BANK, or our Customer Service Representatives would be happy to help you during regular business hours.

Q What products can I apply for online?
A Check out 's Products and Services page to see which accounts you can apply for online. Check the Featured Product page for special online products.

Q Can businesses have accounts at ?
A At this time, does not offer online accounts for businesses. We update our Products and Services section as new accounts are offered so check back with us. If we don't have exactly what you're looking for now, we may add it very soon! To see what we currently offer, check out our Products and Services page.

Q Does offer IRAs online?
A Currently, does not offer IRAs online; however, we continually update our Products and Services section so check back with us soon! To see what we currently offer, visit our Products and Services page.

Q Is interest paid on checking accounts?
A Yes! If you want a checking account that pays a market rate of interest, check out our Direct Deposit Checking Account, NOW Account, and Super NOW Account..

Q Can I open an account if I don't live in the United States? What if I live in the United States but am not a citizen yet?
A As stated on our application, at this time, we only accept applications from persons residing within the United States with valid U.S. tax identification numbers (Social Security Numbers). If you have questions, contact us. We'd like to hear from you.

Q Can I do all of my banking with ?
A Yes! Thanks to the convenience of Direct Deposit and ATMs, everyday banking activities can be performed from the comfort of home. Contact us with questions about your banking needs.

Q Can I look at all of my transactions at any time?
A Yes! With Online Banking, you have access to your account information 24 hours a day, 7 days a week!

Q How frequently is my information updated?
A updates all customer information nightly. Whether you access our Online Banking site or visit our customer service department, your account information is updated every day to reflect all account activity.

Q Are wire transfers possible to and from my checking account?
A Yes! Funds can be transferred to and from accounts by wire transfer or via ACH (Automated Clearing House) debits or credits. Call our customer service department at 812-234-4864 or 1-888-245-1929 for details.

Q How do I make a deposit to my account from a remote location?
A You can do most of your banking by using direct deposit, ATMs or ACH (Automated Clearing House) transactions. also offers a bank-by-mail service which allows you to mail non-recurring deposits. Contact us for details on a method that's best for you.