1st Mortgage

Adjustable Rate Mortgages

We offer competitive Adjustable Rate Mortgages. The index we use is that of the U.S. Treasury comparable T-Note. For instance, if you are wanting a 1 year adjustable, our index is that of the 1 year Treasury Note, and so on. Please review our rate table for current rates. The closing costs associated with this loan would include: Title Insurance, Attorney review, Appraisal, Credit report, Document preparation, Deed preparation & Recording fees. Some other costs include Flood Certification, Inspection costs & Escrow impounds. Each loan can vary slightly with individual needs. Contact us for more information.

Year	Rate	Terms
1 year	Adjustable Rate Mortgage	5 year term, 15 year term, 30 year term
3 year	Adjustable Rate Mortgage	10 year term, 15 year term, 30 year term
5 year	Adjustable Rate Mortgage	10 year term, 15 year term, 30 year term

Fixed Rate Mortgages

We offer competitive Fixed Rate Mortgages. Please review our rate table for current rates. The closing costs associated with this loan would include: Title Insurance, Attorney review, Appraisal, Credit report, Document preparation, Deed preparation & Recording fees. Some other costs include Flood Certification, Inspection costs & Escrow impounds. Each loan can vary slightly with individual needs. Contact us for more information.